Welcome to eCredit Offers Blog. This blog is about managing and understanding your credit and personal finance. Be sure to stop by again as we expand our links and resources related to credit and personal finance.
How To Turn Things Around
It is a very rare kind of person that does not have money problems at some point in your life. It is important to realize in the circumstances that missing a single payment on your credit card does not make you a bad person, a financially reckless individual or a debt risk. This is not because it is fine to miss a credit payment – ideally, it won’t happen to you – but because there is a way back from credit problems. You need to be concentrated on finding that way back and taking it – but as long as ...
Sometimes Counseling Can Help
The word “counseling” is one that can trigger some pretty extreme reactions in people. Given its long association with people under the effects of depression or other mental stresses, it is viewed by many people as being something with a stigma attached to it. However, the simple fact is that counseling can be extremely helpful, and applying yourself to a course of it need not be an admission of weakness – more that you had the strength to admit you needed help. Counseling exists today for far more things than mental stress – although it tends to be used in ...
Secured Loans – The Pitfalls
Taking out a loan for a small amount to pay for a purchase that is just outside your usual spending power should be quite a manageable situation. If you take the loan out at a reasonable rate of interest over a decent term then you should be able to make the repayments even if you find yourself out of work for a period. However it is a different story if you take out a mortgage to pay for a house, or a car loan. These forms of credit are often “secured” on your purchase, which means that, should you default ...
Debt & Credit Information
How To Build Good Credit
Credit comes with pitfalls. We are told this regularly and for many people it seems...
How To Turn Things Around
It is a very rare kind of person that does not have money problems at some point...
Unsecured Credit – You Still May Lose More Than You Gain
Although there are obvious pitfalls to taking out a mortgage or a new car loan which...
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Schumer says companies offer business credit cards to consumers – Creditnet.com
News Quench Schumer says companies offer business credit cards to consumersCreditnet.comSince...
Credit card offers: What you need to know – SW Iowa News
eWorld Post (blog) Credit card offers: What you need to knowSW Iowa NewsDon't...
Credit-card offers, low rates plentiful – AZ Central.com (blog)
Mansfield Today Credit-card offers, low rates plentifulAZ Central.com (blog)Mailed...
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The Complete Idiot’s Guide to Personal Finance in
Brand: Average Rating 14 reviews Start-today strategies for a better financial tomorrow. The Complete Idiot’s Guide‚ to Personal Finance in Your 20s and 30s, Third Edition, clearly explains everything members of this age group need to know to get a handle on their pocketbook and their portfolio, from planning their personal... [Read more of this article]
Taxes Made Simple Income Taxes Explained in 100
Brand: Average Rating 6 reviews Find all of the following, explained in plain-English with no legal jargon:The difference between deductions, exemptions, and credits Itemized deductions vs. the standard deduction Several money-saving deductions and credits and how to make sure you qualify for them How to calculate your refund How... [Read more of this article]
Quicken Starter Edition 2010
Brand: Intuit Average Rating 3 reviews Quicken Starter Edition Personal Finance Software shows your bank and credit card accounts together for simple money management. more info Read More →
On My Own Two Feet A Modern Girl’s
Brand: Average Rating 60 reviews Whether you’ve been living paycheck-to-paycheck, are trying to save for a down payment on your first home, or are hoping to one day retire in comfort, ON MY OWN TWO FEET can help. This succinct guide will teach you how to balance your desire to live well today with the need to save... [Read more of this article]
Personal Finance Desk Reference
Brand: Average Rating 0 reviews One-stop shopping for all things financial. Personal finances are becoming more and more complex. And this is the only comprehensive reference book on this sprawling subject. Beginning with the basics of financial planning (budgeting, interest, banking, insurance, and debt), this helpful guide... [Read more of this article]
Wiley Pathways Personal Finance
Brand: Average Rating 3 reviews Whether looking to create and adhere to a budget or trying to best utilize consumer credit and loans, Personal Finance will help readers make smart financial decisions throughout their lives. Guiding them all the way through to retirement, this book includes numerous real-world examples to easily show... [Read more of this article]
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