Welcome to eCredit Offers Blog. This blog is about managing and understanding your credit and personal finance. Be sure to stop by again as we expand our links and resources related to credit and personal finance.
How To Turn Things Around
It is a very rare kind of person that does not have money problems at some point in your life. It is important to realize in the circumstances that missing a single payment on your credit card does not make you a bad person, a financially reckless individual or a debt risk. This is not because it is fine to miss a credit payment – ideally, it won’t happen to you – but because there is a way back from credit problems. You need to be concentrated on finding that way back and taking it – but as long as ...
Sometimes Counseling Can Help
The word “counseling” is one that can trigger some pretty extreme reactions in people. Given its long association with people under the effects of depression or other mental stresses, it is viewed by many people as being something with a stigma attached to it. However, the simple fact is that counseling can be extremely helpful, and applying yourself to a course of it need not be an admission of weakness – more that you had the strength to admit you needed help. Counseling exists today for far more things than mental stress – although it tends to be used in ...
Secured Loans – The Pitfalls
Taking out a loan for a small amount to pay for a purchase that is just outside your usual spending power should be quite a manageable situation. If you take the loan out at a reasonable rate of interest over a decent term then you should be able to make the repayments even if you find yourself out of work for a period. However it is a different story if you take out a mortgage to pay for a house, or a car loan. These forms of credit are often “secured” on your purchase, which means that, should you default ...
Debt & Credit Information
How To Build Good Credit
Credit comes with pitfalls. We are told this regularly and for many people it seems...
How To Turn Things Around
It is a very rare kind of person that does not have money problems at some point...
Unsecured Credit – You Still May Lose More Than You Gain
Although there are obvious pitfalls to taking out a mortgage or a new car loan which...
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More consumers just say no to credit cards – USA Today
TopNews New Zealand More consumers just say no to credit cardsUSA Today"I...
Westerly credit union offers scholarships – TheDay.com
Westerly credit union offers scholarshipsTheDay.comThe Westerly Community Credit...
What do the new credit card rules mean for me? – San Diego Union Tribune
Personal Finance (blog) What do the new credit card rules mean for me?San Diego...
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The Motley Fool Personal Finance Workbook A Foolproof
Brand: Average Rating 9 reviews Pencil your way to financial security! What would it be like to know that you were making the very best decision for every dollar you spent or saved? Can you imagine balancing your budget by the beginning of next month? Wouldn’t it be great to know whether a pro’s advice is right for... [Read more of this article]
Ernst Young’s Personal Financial Planning Guide Ernst and
Brand: Average Rating 17 reviews If you want to take control of your financial future and unlock the doors to financial success, you must have a plan that will allow you to find good investments, reduce taxes, beat inflation, and properly manage money. Whether you’re new to financial planning or a seasoned veteran, this updated... [Read more of this article]
Managing Your Personal Finances
Brand: Average Rating 2 reviews While focusing on the student’s role as citizen, student, family member, consumer, and active participant in the business world, Managing Your Personal Finances 6E informs students of their various financial responsibilities. This comprehensive text provides opportunities for self-awareness,... [Read more of this article]
Personal Finance An Integrated Planning Approach 8th Edition
Brand: Average Rating 0 reviews The goal of this book is two-fold. The first is to have readers appreciate the importance of planning and have a basic understanding of planning techniques. The second is to develop readers’ abilities to think critically and to make effective decisions. This book covers financial planning including... [Read more of this article]
Quicken Deluxe 2010
Brand: Intuit Average Rating 42 reviews Quicken Deluxe Personal Finance Software makes budgeting and organizing your finances easier, plus helps you set goals and save more. more info Read More →
The Total Money Makeover Workbook
Brand: Average Rating 69 reviews In this fresh, interactive guide, respected financial expert Dave Ramsey offers a proven, comprehensive plan for getting in shape financially. The Total Money Makeover Workbook takes you one step closer to getting out of debt and achieving financial health. Against a playful backdrop of fitness... [Read more of this article]
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